Dumb Phishing Attempt

This was in my spam folder today, dummied up to look like it was from a major New Zealand bank

This wasn't pretending to be from my bank, but even if I did bank with the company that was being impersonated there is no way I would believe a message with such poor grammar would have been from them.

If, as we are constantly told, phishing is a profitable business, why can't they afford to have their pitches translated or at least proofread by someone who actually speaks English? I wonder if it is arrogance or stupidity?